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HAS YOUR BANK SAVED YOU MONEY LATELY?

Purchase

From first-time buyers to seasoned owners we have the answer for you.

Renew

If you have received your renewal notice, let us look it over before you sign.

Refinance

Looking to pay down debt or buy that new toy? We have several refinance options.

We offer a variety of services

FIRST TIME HOME BUYERS

We believe that everyone should be able to reach their goals of homeownership.

MORTGAGE RENEWALS

When the time comes to renew your mortgage, following the herd is not good practice!

NO DOWN PAYMENT

While a down payment may seem like an insurmountable financial obstacle, it doesn’t have to be.

SELF-EMPLOYED ENTREPRENEURS

Our team can provide some of the best mortgage rates in Canada for self-employed professionals and entrepreneurs.

NEW TO CANADA

Knowing how to apply for a mortgage in Canada as a newcomer is difficult. You need expert advice.

HOME EQUITY LINES OF CREDIT

Looking for a home equity line of credit? Look no further! Get the best mortgage rates in Canada with Jason Ferguson and his team.

GET THE FULL RATES HERE!

WHAT ARE OUR CLIENTS SAYING?

Bradley KenlyBradley Kenly
20:55 16 Apr 20
I am more than happy to leave this 5 STAR review, Jason Ferguson was so helpful and went out of his way to deliver the results he promised which was beyond what we expected.
Theresa HutterTheresa Hutter
23:32 22 Oct 19
Jason helped me with my mortgage and I couldn't have been happier using him and Kardia Mortgage! He explained everything, walked me through the steps and made the whole process stress-free. His underwriter Naomi was amazing to deal with as well! Would highly recommend using Jason to my friends and family! Thanks again!
Adam KembleAdam Kemble
20:17 20 Apr 18
Jason is incredibly good at what he does. His customer service and professionalism are second to none! I recommended him to anyone looking for a mortgage - whether they are first time home buyers or experienced investors
Juan Pablo CarrilloJuan Pablo Carrillo
20:30 08 Sep 17
I cannot express how happy I am with Jason and his team. He worked tirelessly to make sure we got the best rate, and worked to get us the best mortgage given our situation. Thanks to Jason, I was able to purchase my first home. We highly recommend him!
Christopher de leonChristopher de leon
04:33 11 Apr 17
Finding the right financial institution with the best rate seems impossible until we met Jason Ferguson. He helped us find the rate that we thought we never gonna get. But hey! Here we are enjoying our first home without worrying our budget for our monthly mortgage. Thank you Jason for all your help! He's been with us from the time we started looking for the right one until we found our dream home! He made the processing and paper works so easy for us. I would definitely recommend you to all my friends! Cheers!
Jason BehrJason Behr
19:25 19 Dec 16
I used Jason to get a mortgage for my new house. He was professional, worked hard for me, was flexible with his hours and went the extra mile when it looked like I may not qualify. I am in my new home because of Jason, thank you again for all you did.
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